Understand Chapters, timelines, and what a realistic fresh start looks like before you commit.
Granda & Associates
Bankruptcy can be a tool—not a failure. The key is timing and choosing the right chapter for your situation.
Chapter 7 focuses on liquidation and speed, while Chapter 13 centers on structured repayment and protection of certain assets.
Before filing, review your credit picture, non-dischargeable debts, and potential alternatives like negotiation or mediation.
Keep reading
Stephanie Granda
Bankruptcy
Considering bankruptcy in Miami? Chapter 7 explained: eligibility, what's discharged, what's protected, and the process — in English or Spanish.
Stephanie Granda
Family Law
The complete Florida divorce checklist for 2026: documents to gather, decisions to make, and steps to file — from a Miami attorney.
Stephanie Granda
Family Law
Miami child support explained: how Florida's Guidelines calculate support, what income counts, and how overnights affect the amount.